Some guys fall into a syndrome of "I'm going to get milk at 2 AM if I feel like it, after all, I'm licensed to carry, so why should I not go. I feel like cereal right now! If someone tries to rob me, I've prepared." I'm not accusing anyone on TFL for this behavior, but ...
To me, this is America. It's a free country, where everything is available all the time. If I want cereal at 2:00 .am. and I'm out of milk, then by damn I'm going to go get milk from the local 7-11. With gun or without, I have a right to step outside my door and do business with anyone I want to.
If I want to go to a concert or play downtown that doesn't get out until late, then I'm going to do that too. Again, armed or unarmed.
Fear of b.g.'s is not going to make me a prisoner of my own home.
The most likely thing to happen BY FAR is ... nothing bad. None of these places are as crime ridden as some would have you believe.
The second most likely thing to happen is that somebody robs me without hurting me. That would suck, but as long as I'm alive and unhurt when the situation ends I'm fine with that.
The third most likely thing, which is HIGHLY unlikely just about anywhwere in America, is that someone tries to hurt me (likelihood would be higher if I were a woman, of course).
The things is ... we sometimes talk about sheepdogs vs. sheep here. And it's a state of mind. Someone afraid to go out at night, irregardless of what type of weapons they do/don't carry, is a sheep. A sheepdog walks without fear wherever it goes, because that's its nature. Not that it can't be hurt, but that it refuses to let the predators make it live in fear and will stand up to them when forced to.
America is the land of the free and the home of the brave. Not the land of the "free to cower insider their homes with their doors locked after dark because they're not brave enough to go outside."
Be situationally aware, especially when it seems most important, and carry whenever you can, but don't be a victim by living in self imposed fear.