Okay, i aggree that the story given here just doesnt add up. So, let us first assume that most of the story is true. That it, first of all, was indeed an accident. And then, second of all it was when both parties were standing with the woman behind the officer touching him in some way (the afformentioned "hug").
First instincts lead us to believe that, since the woman was shot in the chest, the firearm must have been at chest hieght. Which points to a horizontal shoulder holster.
But, if we assume that the holdster employed in this case was an IWB style then we must think, how did the muzzle of the weapon get oriented in the direction of the woman's chest? Because, as we all know, IWB holsters even at thier most severe angle are going to be oriented no further than horizontal. Still not bringing the muzzle to any where near pointing at a standing adult's chest.
So, then we must assume that either the weapon was somehow removed from its holster or the two parties weren't standing upright at all. The only way that a firearm in an IWB holster could have become oriented at the woman's chest is if both the officer and the woman were bent over with the woman behind the officer. So, yes they may have been on thier feet but they weren't upright.
So, I propose this... The man was dancing at a party, decides to be a little wild and bends over to shake his money maker. The said woman comes up behind him and starts running her hands on his presented rump also bent over and accidentally discharges the firearm that happens to be oriented at her chest. Just my logical deduction with the evidence given.
