Here in this crummy state, we are required to carry concealed. If someone sees it, freaks out, and calls the law on you, you will be in trouble and probably lose your CWP.
Having said that, I generally only carry when I'm out hunting. I don't engage in much "general" carry due to where I live being so anti-2a. Anyway, when out hunting I regularly carry my S&W 629 Classic with 6.5" bbl in a vertical shoulder rig under an Army field jacket. I've stopped off at the store for a gallon of milk on my way home from hunting with the 44 under my jacket a time or two. Nobody had a clue, and being "conditioned" as we NYers are, I felt like I was doing something bad....
I carry my 5" bbl 460V in a Guides Choice chest rig now and then too... under the above mentioned field jacket. I have others, but those are the largest.