You're really out of line with this comment. I'm going to assume your childless.
Yes, I am childless. But I am around children all the time at family gatherings/weekends, including one very, very badly disciplined nephew. I don't worry about him accidently setting off my weapon because the trigger guard is covered, he would have to draw the weapon to activate the trigger. If children come to visit my house, my loaded weapons are stored in locked quick access safes that no one but myself and wife know the combination to.
I think my question is legitimate. If you can't keep your children from setting off your loaded weapon. What are you going to do with them if a mugger pulls a weapon on you on the way to the car when leaving Chuckie Cheeses or the mall? Have you drilled them and your wife enough that they know what to do? Do they know to take cover, move away from the threat? If you haven't they are going to be grabbing you and clinging to you as their father/husband, potentially interfering with your ability to draw from concealment and charge your weapon. What if in a panic, they run into your line of fire?
What if your significant others are between you and the threat? How will you get them out of the way of potential gun fire? Verbal commands? Have they trained with you enough that they know the commands and will react instantly to what you say? Or will you need to grab your wife and/or kids and shove them down behind cover or behind you as you are drawing your weapon?
Maybe work on some situational awareness.
So you believe that situational awareness will give you enough time to draw and ready your weapon before something happens? So you plan on drawing your weapon before you are threatened? Have you thought about the legal implications escalating an encounter? If you are saying that your situational awareness is so good that you can be ready before any type of dangerous situation happens, why carry at all? You can just avoid them, right?
Seriously, if you aren't comfortable with the weapon that you are using or how you carry it get some good professional training or change to a weapon type that you are more comfortable with. If you are in Florida, Rob Sloyer runs some really good reality based competitions/training events. You can get in touch with him through tacticalyellowvisor.net. If not that, then I am pretty sure that Larry Vickers or Pat Rogers or Kyle Defoor or Jason Falla or some of the other good trainers run some classes in Florida.
NYPD.... With all due respect, the epitome of training.
Do you know members of the NYPD? Do you know their training schedule? Have you competed against members of the NYPD in open competition and beaten them with your method of carry? Ever heard of Pat Rogers? Jim Cirillo?