I have loaned my Remintion 700 out 3 times.
First time to a friend from school, he got a buck and a bear with it,
Second time to the pastor of our church, he fell with it and broke the front sight and dinged up the stock and scope. As he actually hurt himself when he fell, I did not say anything,
The third time was to one of my SIL's. He returned it in better shape tan whe he borrowed it. (it will probably go to him when I die anyway)
I have never lent any of my pistols, (and probably wouldn't) but my wife has lent her Hegh Standard Olympic .22 to one of our granddaughters (who is interested in that type of compitition). It came back with extra target ammo. She no longer needs to borrow a compitition gun, but if she ever did, I am sure my wife would let her borrow it again.