"I think it's funny that people spend hundreds or thousands of dollars on a firearm, but then skimp on the lubricant to almost literally save a couple bucks."
That's a very funny statement, considering just how much the average car costs these days, how effective today's motor oils are at lubricating those cars, and how much ungodly harsher an environment the inside of a car engine is as opposed to say, the slide rails on a semi-automatic pistol.
Motor oils don't make particularly good rust protectants for the surfaces of guns, but for lubrication purposes, anyone who thinks that a gun's lubrication requirements are somehow more demanding really isn't thinking the question through.
"am concerned by the extraordinary ability it seems to have to grab grit and dirt out of the air."
NO lubricant has the ability to "grab grit and dirt out of the air."
For God's sake, it's not alive.
ANY OIL, I'll repeat that, ANY OIL (as well as any grease) will hold contaminants that come into contact with it because of oil's very nature.
No "wet" lubricant offered for sale today under any guise is fortified with "REPEL-O-CRAP!"
Yes, the lubricant's polarity could conceivably lead to an attraction between the lube and contaminants, but such attraction would be over an incredibly short distance, and I have an extremely hard time believing that it would really amount to anything consequential in terms of additional contamination.