1. The OP framed their question, in the use of --STANDARD LOAD -- .38 Special ammunition! It amazes me, that no matter whether it is this gun board, or others, that within the first ten replies, folks start talking about "plus p" ammunition!
2. Along with that inclusion of "plus p" ammunition, they bombard the OP with weblinks for "Buffalo Bore" ammunition, like the Ron Paul posters, who flood the political boards. I suggest to the OP that they go to YouTube for the following videos:
http://www.youtube.com/watch?v=OvVNtKicux4
BB 158 grain SWC-HC (hollowpoint clone "plus p FBI load") FAIL!
http://www.youtube.com/watch?v=pWakgnKs6wk
Suggested ammunition. Accurate, and doesn't care what the BG is wearing!
http://www.youtube.com/watch?v=aJcbKVesjc4
Suggested ammunition. Bullet will perform as designed. Former police issue.
3. The late Jim Cirillo, NYPD Stakeout Squad, is on this video, suggesting 148 grain wadcutters, for all snubnose revolvers chambered for .38 Special.
http://www.officer.com/video/10245411/defensive-snub-revolver-part3
The 148 grain "flying soda can" wadcutter will indeed perform for the SD role, whether at home, or in the pocket. Why? It is already full width, ( as most soda cans are), therefore does NOT require a faster velocity to "design to fail", as hollowpoints have to be driven faster to "lose integrity". It will punch, not move around, or push to separate, whatever is in front of it, as it travels within the body. Wadcutter loads do not create heavy recoil on the wrist, or a giant flashball in the dark on the eyes, or a very loud report on the ears. Lastly, and the "dirty little secret", unlike the modern day hollowpoint ammunition that are sold 20 rounds for an average of 25 dollars, a box of 50 rounds can be had for less than eighteen dollars!
Always, as with launching any rounds downrange from your particular choice of handgun, keep an eye on what's BEHIND that which you are shooting!