So the bandit has the drop on you, so what

....I am confident that I am a better shooter than the typical thug who might accost me on the street, or the typical junkie who might break into my house to steal my TV to get a quick fix.
What is it that makes you think that being a "better shooter" will ensure that you prevail?

In what way do you consider yourself a "good shooter"? Square range on stationary targets? Drawing while moving and shooting rapidly at unexpected threats?

Why would you base your mitigation strategy on "the typical junkie"/
 
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