Stating that there are odds to consider is hardly criticism. There are odds associated with EVERYTHING we do, and we most certainly do pay close attention to those odds in our everyday life, even if it is mostly unconscious.
Driving a car is statistically the most dangerous thing most of us will EVER do. Yet we do it anyway because, even though it's dangerous, the odds of a problem on any given day are small. Small enough that we chance it. Some of us carry a gun because, even though the odds are small, we might need it and so we figure it worth the effort. However, there is an event of such incredible unlikelihood that we no longer feel the need to prepare for it. I have no particular preparations for a gang war breaking out in my town, for example, since there is no significant gang activity within 50 miles of me.
Many of us believe that the likelihood of needing reloads in a SD situation is so astronomically small as to be insignificant. That is not criticism of those who carry spare ammo, even if I find it unnecessary. I, and many others, simply choose not to prepare for an event that is unlikely to EVER happen, say nothing of happen to me personally.