Well Biff, lots of opinions. If you go to a used gun store and look at some of the antique 38 Special revolvers, some of them are pretty small and flimsy, and yet they are supposed to handle a 38 Spl. The Ruger you mentioned, I would think that ought to be okay if the only time you shoot the p+ is self defense. A lead bullet will generally allow you to drive it at higher velocity with less pressure so if you reload consider that.
I had a BIG talk with a couple of firearm mfgrs several years ago on all this. The 38 spl frames look like, mike out, etc just like the light 357 magnum frames. "Are they the same frame?" I would ask. I can't believe a mfgr would set up tooling for different frames. If they are the same frame then the only difference is one had a barrel put in stamped 38 Spl while another had a barrel stamped 357 Magnum.
I never got an answer, just a lot of nervous yammering from the various customer service departments.
Am I nuts????? I hope not- how do you know if you are crazy if you are really crazy??
I wanted to talk to some guy out in production that would give me a straight answer like, "Sorry pal, we use different metals and heat treatment on the frames, there IS a different." Then I'd know. But as I said I never got an answer so I'm forced to err on the side of caution.
That said, I was told that all proof rounds that all 38 Spl guns get before leaving the factory exceed to P+ ammo. So if all you want is to carry it for self defense, a situation that may never even occur, I'd say you ought to be okay with at least the Ruger.