Fud,
As a true friend, I urge you to do two things (both already endorsed by earlier posters) immediately:
1) Get an excellent lawyer. This may -- or may not -- be an attorney available through your employee benefits package. Check Martindale Hubble (the huge, nation-wide, multi-volume lawyers reference and qualification book) for the best specialist -- in the most politically connected firm -- in your area of Florida.
2) Make your HOA appear to be the power-hungry asses they really are by invoking patriotism. Get veterans organizations involved (hopefully to picket), seek out neighbors who are veterans as within-the-HOA advocates, work with local broadcast and print media to ensure coverage, try to get vocal support from local elected officials, and so forth. In sum, get the facts out with the "spin" that's most favorable to you: small-minded, power-hungry, HOA officers versus a solid American who wants to celebrate Independence Day by flying our country's flag.
FYI, I live in a "covenant" neighborhood, but one where probably 70 percent of the homeowners are current/retired senior military officers. We all fly the flag, and many do it every day of the year. I would certainly welcome you as a neighbor.
Let me know how I can help.
Best regards.
[This message has been edited by RWK (edited September 10, 2000).]