None. Why would they be loaded in the safe?
Not the poster who wrote this specifically (I simply quoted this line as representative of MANY similar comments) but it seems like a LOT of people think they have the
definitive answer for everyone, not just themselves.
Which, of course, is ludicrous. I'm pretty sure that each of us has put some thought in to our arrangements and why things are just exactly the way they are.
I keep three in my safe that are loaded. Well, I should say, there are three different that spend most of their time loaded, and those three also spend time in the safe. The
main reason that these three stay loaded is pretty simple-- each one finds itself pulling regular defense duty in some form or another.
The home defense gun comes out at bedtime, and goes to bed. In the morning, it finds it's way back to the safe before breakfast. When it goes in, that day's carry gun comes out. The carry gun is then either worn on me, or placed in a handy spot on the ground floor where I'm spending my time in the house. When I leave, it goes with me. There are no loose guns in my house, loaded, unloaded or otherwise. If I'm home, there's one loaded and accessible. If I'm not there, there's none to be taken.
They stay loaded because they are semi-automatic pistols. There's no good reason to be shucking loaded rounds in and out of pistols on a once or twice daily basis. It's no good for the ammo and you open yourself up to bullet setback by constantly shucking the same round in and out of the chamber. Some folks combat this by shooting their carry ammo, but I simply keep my carry ammo for a year or two then replace it.
I also don't see the need to be handling the loaded handguns outside of a holster when it's not necessary. Less chance for an NG.
No, I don't want to be spinning the safe dial when my front door is being kicked in. That's not why there's a loaded handgun in there. (in fact, when I'm home, the safe is pretty much unlocked, but either my carry gun or HD gun isn't in there... it's on me.
Consider your options... make your choices, and roll with it. But if you think the next guy (who does it differently) is nuts for doing it his way, maybe you just haven't looked at every angle, or looked at the situation in the manner that he has.