For the time being there is one loaded, it is out(out of sight) and accessable for a real need. Stuff in the safe is in storage. One more hazard to think about with loaded guns in the safe where you cannot get to them quickly anyhow. I can see keeping loaded mags or speedloaders in the safe. If you got time to get the safe open, you got time to load a mag and rack it. You should have something more accessable than in a safe, if possible. Besides I don't have to worry about rotating the rounds that are loaded regularly, etc.