Fremmer said:
Circumstances have changed since the 90's. More people are uninsured. Medical costs have greatly increased.
That statement paints with too wide a brush. I don't need Hillary, in fact, it hurts my budgeting.
As you know, I recently retired and work part-time. My wife is still working and her insurance covers me. Under Frau Hillary, I am in the 'insured' category.
This changes in two years. My wife will retire.
However, we have an entire pallet of COBRAs, private insurance, supplements to governments programs, SSI (if I need it) or adjuncts to insurance I carry on my home and car I can get at discounts.
In other words, just because I/we might evolve into a married couple with "no insurance" doesn't mean that I don't have a slate of insurance I get
of my own choosing.
Yes, I might pay a tad more than you do. However, there is no "one size fits all" in securing insurance. Besides, any and all circumstances can (and probably will) change.
For example, my family doctor will be retiring in a few months. I doubt that my wife and I will stay with "The Dean Machine."
Right now, Dean is the designated provider for my wife's insurance.