Wow, thanks to all for the responses and the advice.
I like the idea of getting a CZ and staying in the wife's price range, but I'm hesitant for 2 reasons:
Ammo availability (and price? not sure what it is). - I know I need and want to practice a lot with a handgun, or I may as well not have it. I can't hit anything outside of three steps with that RG I have. I feel a more common caliber is better in that regard.
More importantly, I just don't know that I want one. And I know me. I'd rather spend a hundred or two more now, than just regret for a year not getting what I want. I haven't seen one in any of the shops here. I can't hold one, much less fire one, before I buy it.
....
I've looked at Glocks, but they just don't feel right in my hand. I also looked at the Ruger p95, but it felt too blocky and I didn't like the grip. I guess I just have small hands. I do like the way the smaller grips of revolvers feel.
I'm down to the SP101 and the SR9c, and I'll look at a Cougar 8000 if I can find one.
I just can't decide between the Ruger wheelgun or pistol. I'm not sure how much fun I'll have at the range reloading the SP every 5 rounds, but I do see the sense in people's advice that I get a simpler revolver for my first gun (would also be easier for the wife to use if she had to). On the other hand, how will I ever learn a pistol if I don't get one? And that SR9c has lots more features and just looks so damn cool.
Questions: Would an SP in .38 only make more sense than the .357 version? I doubt I'd like to shoot .357 out of such a small gun anyway. Would the price come down enough to sacrifice the option of having larger caliber capabilities?
Also, would the price between 9mm and .38 practice ammo be enough to make much of a difference?
I just checked and there is a gun show in my area this weekend. Think I should wait until then to make a purchase? Never been to one before.