I'm gonna need a source on that one. My background is health care admin; including a stint with Medicare and a career in private health insurance. NO WAY do government programs provide health care more efficiently than the private sector.
Need a source? Isn't it enough that I said it! You've got to learn to TRUST what you read on the internet
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Well ... I don't mean to hijack the thread ... but what the heck.
medicare cost effectiveness
Although I've been out of the biz for about 8 years now, I spent a lot of years at a medical managment company. At that time the number most frequently circulated was that if private insurance were providing the same level of insurance company to the people on Medicare (i.e. old people who see the doctor a lot) it would cost better than 33% more (more than a third).
Of course, we found Medicare annoying because of their rules and because of their limitations on charges. We even considered turning away Medicare, but there are just too many people out there on it and it was still profitable -- just not as profitable as private. But it's those rules and the lack of overhead (insurance companies spend a lot of $$ paying commissions and investors and etc.) that makes Medicare work so well.
BTW, to show you the kind of $$ Dr.'s are used to making for their 10 minute appointments -- we were primarily a family practice organization, which is the least paying field, and all of our Dr.'s had a minimum base salary of $100,000 plus 1 to 2 times that in yearly bonuses. Most were averaging about $300 k a year. Our specialists were generally in the $500 k range -- and like I said, ours was not the most profitable.
Of course ... all of our doctors had college loans equal to the first house mortgage for most of us, but at that salary I could afford a 2nd house payment.
You go to the hospital with your medicaid/medicare card sure you will get all the services you need. But what happens when you start getting the bills? You end up in an arguing match between medicare/medicaid and your insurance company is what happens because neither wants to foot the bill. Private insurance in my expierence is far better as you know what your getting when you sign up for it, that is as long as you read the terms and conditions which most people dont seem to do.
ROFLMAO. I'm assuming this is a joke? I have about the best insurance of anybody I know, and anytime I have more than an office visit I end up on the phone for a week trying to get something paid or find out why it was rejected. Sometimes I just end up sending off a check for charges I know should be covered, but it's not a lot of $$ and it's just easier to pay than keep fighting and/or go into collections.