Would you want your very expensive gun in that situation.?
The gun defends me, not the other way around. I will gladly carry any of several quality guns, some of which are very expensive and some are not, but they are all quality.
Personally, I would feel worse about the temporary disassociation with a quality gun than the expense of a gun. You see, the money paid for the gun is already long gun.
People make some really strange value decisions and I don't understand them. They are willing to have very expensive items that are easily lost, ruined, or destroyed and not thing anything about it, but heaven forbid the police should take their gun after it saves their life...and the gun being something nice or quality
I got a kick out of a buddy of mine that has some top notch guns, but carried a Kel-Tec P32 in a shooting and the police were to take his gun. He recounted a story to me about feeling unsafe getting fuel for his Mercedes S class (can't recall the model) in a bad part of town and breaking out his spare P32 from the console in case there was trouble. We had a long chat about "values" and what he should really be concerned about. He finally got the point when I asked him how much his ties cost him and he had several that were over $300. He now carries everything from a stock 9mm Glock to a custom 1911 in .45 acp.
Most all of the guns I carry are probably cheaper than a nice Rolex. Not too much less.
The cheapest Rolexes run about $2000-3000, the Air-King models. That would be the price of my most expensive carry gun. A 'nice' Rolex runs about $30 grand or so and expensive Rolexes cost more than my house. I would suspect that your carry guns are a lot cheaper than a 'nice' Rolex or you got some super blinged carry guns, LOL.