I will put it another way its the brick or paperweight analogy i find unhelpful. My point if someone wants to carry a brick in preference to a firearm without a round in the chamber that would take a few seconds to bring into action then go for it . I would prefer to take a firearm.
And my point is that I'm not willingly going into any situation where I need a gun, but if I should find myself in a situation where I do need a gun, I want to have it loaded and ready to fire and not be reaching for something that, until I could load it and make it ready to fire, would have the functional equivalent of a brick that I was trying to load rather than use.