I won't go lower than 10 rounds in my primary, which is usually a G26. I'll take more if I can swing it, why not? More rounds usually means a larger, better shooting gun. The G26 is as small as a handgun can go and still be a 'fighting handgun' in my opinion. I just don't feel comfortable toting a 5rd snub or mousegun. I'm on the hunt to find the best way to conceal my CZ SP-01 Tactical, and that holds 19+1. It almost a certainty that I'll never need that much, if I ever need it in the first place, but the gun shoots friggin' lazer accurate so I might as well try to carry it sometime!