My experience with Bud's was a good one, though at the time I paid in full for my .44 Raging Bull and picked it up in their shop in Paris (not that far of a drive for me). Very simple, and had the gun within a week. I'm getting my first experience with a payment plan at a local shop, but they're only giving me 3 months, lol. I just know that if I go for a 12 month at Bud's, I'm gonna be in trouble