Perhaps for you. But I'd have a very tough time, if I could do it at all, drawing a gun from an ankle holster while behind the steering wheel of my car. On the other hand, I could quite easily draw my gun worn at my waist in an IWB holster -- even in my car.
__________________
Yeah, it can certainly depend on the individual, the vehicle and the amount of room between the front of the seat, side panel, steering wheel and dash. Some folks are more easily able to reach to their ankle while seated than others, or even have clearance behind the steering wheel to lift their ankle within reach.
Taking the time to learn how to optimally access and draw a belt-holstered weapon (of any style) while seated & belted into a vehicle is something some folks may overlook. Could be very important, though.
I had a friend who ended up with his patrol car in a ditch, while initially being the primary pursuit vehicle, chasing an armed bank robbery suspect.
When the suspect saw the patrol car run off into the ditch, the suspect backed up (close pursuit), got out of his car and fired several rounds into my friend's patrol car before my friend could get his seat belt off or even draw his weapon.
None of the suspect's rounds hit my friend, but he was unable to draw his own duty weapon from his holster due to the seat belt and his holster positioning. Fortunately for him, the suspect got back in his car and fled the scent as he heard other sirens rapidly approaching (later apprehended after a pursuit into another county).
My friend actually suffered a shoulder injury due to the force he was using trying to draw his weapon as rounds were hitting his car. We later had a discussion about the importance of adjusting his gun belt holster during and after fastening a seat belt & buckle.
As a sidebar, this is a situation where a "mousegun" carried on his ankle (even if more easily accessible
to him, in that situation), might not have had sufficient punch to effectively hit and stop the attacker if my friend had been forced to shoot at the attacker through his own vehicle's windshield or side window.
TANSTAAFL, right?
Nowadays that I'm no longer working either uniform or plainclothes, I don't use a belt holstered weapon nearly as often as I do a weapon which I can pocket-holster carry, and
that comes with its own inherent advantages & disadvantages when being seated in (or on) a vehicle. (More TANSTAAFL.
)