Im starting to think about just saving my money and taking this year off of the sport.
I'm calling this a fail. Not for OP, but for all those who replied.
If the FFL the team uses suggests the CZ, I am willing to bet some on the team have bought one and are getting by with it.
There are a lot of people here at the top levels of their respective events/sports whatever you want to call it. Many spend a lot of money on equipment, and are, frankly, equipment snobs. The clay doesn't know how much the gun cost when the lead hits.
Buy the best you can to get on the field this year. "Beg, borrow, or steal."
If you can shoot well enough to get on the team with your problematic 1100, I am confident you can shoot well enough with some of the other options.
Develop contacts with all the older shooters in your area who bring three back-up guns to a casual Tuesday night shoot. If you get on their good side you might get a good deal. If you annoy them enough they might croak and you can buy from the widow for pennies on the dollar
One might even spring for a loaner gun for your team(which won't work all that well for skeet as I understand it).
One might own/manage a company with an opening for an intern that pays well enough to help buy a low tier but true competition gun.
Sitting out a year probably won't solve your problem.
You will be at a disadvantage compared to the kid who's father sent him to Italy for a gap year and had a $50,000 custom fit Italian double made while he was there as an souvenir/graduation gift/afterthought. You probably won't be the only one so disadvantaged, and it probably won't be the last time in your life.