Went to Cabella's with a daughter who had an 'ex' that didn't understand what 'ex' meant. Talked to the retired ATF agent, Nat'l Guard E6 and said 'purse gun'. We walked out with a Taurus 85 Ultralight she still has.
Wife retired as the Jail Nurse, got a CPL, permanently borrowed my LCR filled with Federal Nyclads, not +P since she is somewhat arthritic. The Nyclads because the Old Cop who told me about them being back on the market carried them for 30 years and used them twice. He also shoots at Camp Perry.
After loosing my LCR, managed to snag a 242 Airweight (Ti cyl, 7 shot) for under $400. Uses the same speedloader as my 686.
I also own a Victory model, and shoot it just for the love, carry it a little in the winter.
I own a USP 9, CZ-82, PA-63 also. The USP is just too big to conceal, awesome shooter with light recoil - feel like my CZ when shooting. The CZ is heavy, but also a joy to shoot. The PA-63 does get carried, slim and light weight and the Mak round is sufficient for self defense, anyone who thinks differently is seriously deluded about the capabilities of the Soviet military. Very fast follow up shots with either Mak.
But for self-defense for both women, and myself most of the time, it's a revolver, in .38.
For all of the reasons listed above for the .38, it's a great round. For the simplicity of a revolver, when you are surprised, when time is very short, when you can't think straight, when all those hours of range practice go out the window, when all you can think about is pulling the trigger. For well over 100 years revolvers have been keeping law enforcement people alive, and they much more than the military are likely to be in a surprise encounter.
Modern law enforcement rounds are designed not to just penetrate a body, but also defeat barriers, and penetrate a chest cavity after passing through an arm. To do this without penetrating clear through a body, they must be hollow points, and in this time of rules by lawsuits belief that police departments are using all those hollow points because of the size of the wound channel is missing the major point, that hollow points to a far less degree pass through the target and possibly into the leg of an innocent bystander who has a good lawyer and suddenly a new retirement plan.
The emphasis in the last 20 years on more powerful rounds for law enforcement to defeat barriers, in combat initiated by the officers is right -
for law enforcement.
However, for 90 years before that, the round with a track record of reliable stopping without overpenetrating was the .38. When I thought about it, in any self-defense scenario I could think of, I wasn't going to be shooting through a barrier, I probably wanted it there. I wasn't initiating combat, my general idea is to fire twice and retreat if I can. And Sanow's cases of a couple of hundred shootings only one or two went beyond 4 shots.
There are other effective rounds that don't overpentrate - I think the Makarov is one, as is the .44 spl, .45acp and the .380. The 9mm might be borderline, but in a NYCPD shooting where two suspects were shot 46 times, one living but with a lot of through holes in him, the other killed by the only round that stayed in him, all with 9mm FMJ as the NYC cops aren't allowed hollow points. 2 cops and 3 bystanders were injured by through rounds.
The .40, .357, .357 Sig, 10mm, and .44mag all will overpenetrate easily and hollow points are the 'brakes'. But things happen, and a hollow point can get deformed or clogged, and then you left with the basic physics of a slug.
I looked at the .38's track record, it's flexibility and availability. So, that's how I came to accept an idea a hell of a lot of people already had, that the .38 is a fine round, doesn't overpenetrate and offers adequate stopping power, and a revolver for a civilian or BUG is the best damn idea ever.