stephen426
New member
http://www.msnbc.msn.com/id/13304506/
I can't believe how FEMA is handling OUR tax dollars. I understand that they were trying to get aid to the victims as quickly as possible, but we the taxpayers became the victims. The $1 Billion fraud is a clear indication of FEMA's incompetence.
I believe that the underlying problem is that we do not have a national ID card. While most countries have national ID cards, the only national IDs the US has are passports, permanent or temporary resident cards, or military ID cards. Social security cards have no pictures so they are practically useless for ID purposes. Besides, they are not allowed to be laminated and are probably one of the most highly forged documents in the US. The only official ID most adults have is a driver license which is issued by their state's DMV. For being one of the most advanced countries in the world, this is a major joke.
National ID cards can be issued at the DMV like driver licenses and the information should be forwarded to the federal government. Hell, a national ID card can even replace a driver's license. The information should include name, address, birth date, sex, eye color, social security number and legal status. Fraud prevention elements should include a digital photo taken on-site, bio-metric information such as a finger print. In addition, the card should have a magnetic strip or smart chip to store information. As consumer fraud continues to increase, biometric information will become more and more prevalent. A retinal scan and a full set of fingerprints can be stored on a database.
I know that this view is contrary to the view many members of this board may have. I'm sure many of you have some level of distrust of the government or prefer your privacy. Some may even say I should go ahead and take DNA samples of everyone while I am at it. I feel that having a fraud resistant national ID card will achieve the following:
1. Greatly reduce consumer fraud since there will be one uniform card for the whole country. The ID card can be swiped with a credit card for verification purposes, or eventually replace individual credit cards altogether. This can be combined with biometric security such as requiring a finger print to match the one on file. Right now, finger prints are practically useless unless you have a prior criminal history or have voluntarily submitted your finger prints for a concealed weapon or something similar. Think of the billions of dollars that could be saved from credit fraud alone. Even if someone claimed to have lost their card, a finger print database could allow authorities to pull up a picture and other information to properly identify someone (such as someone filing for FEMA assistance 10 times).
2. Significantly cut back on illegal workers in the US. Rather than 10 acceptable forms of ID or a combination of 19 different IDs, a national ID card could be much more easily verified and much more difficult to forge. If biometrics such as fingerprints were required as well, forged documents will become very difficult. Many employers still hire people "under the table" and these IDs won't prevent that. Random stings involving fines will greatly decrease illegal employment since authorities can ask for ID cards of all employees working there and compare it to the employers federal employer ID. This will significantly cut back on employee tax fraud and will probably even help out our social security situation.
3. Reduce or eliminate cases of mistaken identity. Retinal scans and fingerprints are practically foolproof. With a national database, there will be less innocent people put in jail and more criminals going to jail. Aliases will be practically useless.
This site is pretty impartial and shows the pros and cons of a national ID card. Many of the short comings can be addressed by including biometric data and requiring its use in conjunction with the card for positive ID. Even if a card was lost or stolen, it would be useless since the biometrics would not match. Besides, if biometrics were required, a fraudulent card could still be traced back to the bearer of the fingerprint or retinal scan.
A national ID card would have significantly reduced the possibility of fraud after Hurricane Katrina. By requiring the national ID card (or biometric data in the event the card was "lost"), there would be little or nor chance for multiple requests for aid. It is even possible that the FEMA credit be automatically transferred to the card.
I know that many on this forum value their privacy. The arguments for a national ID card are very compelling though. Lets take a poll on it.
I can't believe how FEMA is handling OUR tax dollars. I understand that they were trying to get aid to the victims as quickly as possible, but we the taxpayers became the victims. The $1 Billion fraud is a clear indication of FEMA's incompetence.
I believe that the underlying problem is that we do not have a national ID card. While most countries have national ID cards, the only national IDs the US has are passports, permanent or temporary resident cards, or military ID cards. Social security cards have no pictures so they are practically useless for ID purposes. Besides, they are not allowed to be laminated and are probably one of the most highly forged documents in the US. The only official ID most adults have is a driver license which is issued by their state's DMV. For being one of the most advanced countries in the world, this is a major joke.
National ID cards can be issued at the DMV like driver licenses and the information should be forwarded to the federal government. Hell, a national ID card can even replace a driver's license. The information should include name, address, birth date, sex, eye color, social security number and legal status. Fraud prevention elements should include a digital photo taken on-site, bio-metric information such as a finger print. In addition, the card should have a magnetic strip or smart chip to store information. As consumer fraud continues to increase, biometric information will become more and more prevalent. A retinal scan and a full set of fingerprints can be stored on a database.
I know that this view is contrary to the view many members of this board may have. I'm sure many of you have some level of distrust of the government or prefer your privacy. Some may even say I should go ahead and take DNA samples of everyone while I am at it. I feel that having a fraud resistant national ID card will achieve the following:
1. Greatly reduce consumer fraud since there will be one uniform card for the whole country. The ID card can be swiped with a credit card for verification purposes, or eventually replace individual credit cards altogether. This can be combined with biometric security such as requiring a finger print to match the one on file. Right now, finger prints are practically useless unless you have a prior criminal history or have voluntarily submitted your finger prints for a concealed weapon or something similar. Think of the billions of dollars that could be saved from credit fraud alone. Even if someone claimed to have lost their card, a finger print database could allow authorities to pull up a picture and other information to properly identify someone (such as someone filing for FEMA assistance 10 times).
2. Significantly cut back on illegal workers in the US. Rather than 10 acceptable forms of ID or a combination of 19 different IDs, a national ID card could be much more easily verified and much more difficult to forge. If biometrics such as fingerprints were required as well, forged documents will become very difficult. Many employers still hire people "under the table" and these IDs won't prevent that. Random stings involving fines will greatly decrease illegal employment since authorities can ask for ID cards of all employees working there and compare it to the employers federal employer ID. This will significantly cut back on employee tax fraud and will probably even help out our social security situation.
3. Reduce or eliminate cases of mistaken identity. Retinal scans and fingerprints are practically foolproof. With a national database, there will be less innocent people put in jail and more criminals going to jail. Aliases will be practically useless.
This site is pretty impartial and shows the pros and cons of a national ID card. Many of the short comings can be addressed by including biometric data and requiring its use in conjunction with the card for positive ID. Even if a card was lost or stolen, it would be useless since the biometrics would not match. Besides, if biometrics were required, a fraudulent card could still be traced back to the bearer of the fingerprint or retinal scan.
A national ID card would have significantly reduced the possibility of fraud after Hurricane Katrina. By requiring the national ID card (or biometric data in the event the card was "lost"), there would be little or nor chance for multiple requests for aid. It is even possible that the FEMA credit be automatically transferred to the card.
I know that many on this forum value their privacy. The arguments for a national ID card are very compelling though. Lets take a poll on it.
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