Is the Ruger stainless also?
Depending on your use, either could be the (slightly) better choice. But, as has been mentioned, in pure current value, it's a no brainer, the 3" 65 wins.
Now, if it were between a 2 3/4" Speed Six and the 65, it would be alot tougher choice. I have both and, really can't decide which I like better.