Lots of less expensive guns ( over a Wilson Combat 1911 ) will suit most folks needs for a handgun.
When I was younger, still raising kids, etc ...I wasn't investing in high end guns either - and I only had a few guns / not a collection. As I got closer to retirement, everything was paid for, our basic needs were more than taken care of ...I did invest in a few Wilsons, a nice Sig X-Five -- I even had a nice Freedom Arms revolver made for my 62nd birthday.... / ...but at the same time, I use the guns I've invested in.
I choose to carry and shoot a Wilson 5" all stainless 1911 in 9mm because its the gun I have, that I shoot the best. I train with it weekly ...and every time I pick it up or go to the range with it ...I love it just as much as the day I opened the box when it was new 10 yrs ago. Its 10 yrs old - has 130,000 rds or so thru it now ...but I think its barely broken in !!
I hope everyone works hard...has some good luck come their way ...and is able to buy and shoot whatever they want ! I did / I do - with no regrets.
Its my opinion that Wilsons middle grade guns ( like the CQB ) are great guns for the money.../ I think I wasted a lot of money on a high end Kimber out of their custom shop - Gold Combat Stainless II ( valued at $ 2K now ) / a Les Baer ( around $ 2,500), an Ed Brown Kobra carry (around $2,500 )...when I could have purchased the Wilsons sooner... but I still have no regrets, because I enjoyed the journey...and all of those guns have been passed on in my family, so someone else can enjoy owning them now !
Somedays I look at guns I have like a Sig X5 (L1 model, adj trigger, all stainless, holds 14 + 1 in .40 S&W but its a beast at 55 oz ) so I sure don't carry it .../ or a Freedom Arms 4 3/4" octagonal barrel, large frame, 5 shot single action, in .357 mag almost 58 oz..../ are either of those guns practical - heck no. Will I carry them -heck no ...not even if I wore suspenders...
/ ... are they great guns, yes -- are they fun to shoot - yes.
So sometimes, especially as you get older...and have a little extra money ...its ok to just buy guns that you love...forget about what you need / that really has nothing to do with it ..--- as long as noone in the family goes without anything, go ahead and indulge yourself... a high end gun, a high end car...its ok --- and I hope everyone is as lucky as I've been !