If you have a premium rifle & scope in the common calibers that I listed, try a variety of factory ammunition until you find a cartridge that shoots under half MOA, & then prove the cartridge in the field by taking a variety of game with one shot kills - I can't see the need for reloading.
Phil,
Likewise, I can't see the need for spending all that money on factory ammo for my .243, 7mm mag, (add nauseum) to find an accurate, effective load. Premium ammo can cost $1.00 up per cartridge, and they aren't getting any cheaper. All I'd be paying for is the convenience of someone else loading my ammo, and I'm just not that lazy. I already have what I need in my handloads. I've shot coyotes, bear, deer, antelope, elk, buffalo, and all sorts of stuff with my handloads, and have never had a problem. IMO, factory loads are fine for those who want to use them, but not for me.
No, the ammo makers aren't going out of business. I still buy bullets, powder, cases, and primers from them; I just get more shooting for my money than you do.
There's no convincing me that factory ammo is the way to go. If someone GAVE me a bunch of factory loaded ammo for my rifle(s), I'd shoot it up on coyotes and jackrabbits, and reload the brass for serious hunting. After all, when you've been shooting the same bullets and the same loads for 30 years, you pretty much know what to expect from them. Anything else isn't needed.
I do buy a certain amount of factory handgun ammo for my carry handgun. This is for legal reasons rather than performance, but such is life.
I still practice with handloads that I've tailored to shoot to the same POI as the factory fodder.
For the bolded part of the above quote, I can only remember one animal that I had to shoot twice (and I've killed a LOT of critters over the years). It was in 1990, and I hit a bit farther back than I wanted to on a running bull elk. The first shot was at about 75 yards. When the bull finally fell behind the herd where I could be sure of which bull I'd hit, he was walking at a bit over 600 yards. One additional shot dropped him in his tracks.
I can't remember ever killing a big game animal with factory ammo. I started handloading when I was 10 years old; it's the only way I could keep myself in ammo on the sparse wages I made back then. I'm a dang good shot with a rifle or handgun, if I may say so myself, and I attribute that to the many thousands of cartridges I've loaded and shot over the years.
For some, good is good enough. I want and expect more, and get it from the flexibility offered by handloading.