My personal experience with the M16A1 and various AR-15s is that with the bolt locked back, and NO magazine in the gun, a moderately light "thump" on the buttstock can cause the bolt to be jarred loose and shut.
This does not happen when there is an EMPTY magazine in the rifle, as the constant pressure of the magazine follower prevents it.
However, it CAN happen with the bolt locked open and a loaded magazine inserted. This would be considered a dangerous thing, because it can happen randomly, without the intent or action by the user.
Nor can you "hammer home" a mag too far (overriding and going past the mag catch) with the bolt closed.
Other than as a dramatic turn of phrase to describe rapid insertion, I think "hammering home" is an affectation, rarely, if ever actually needed, and potentially a source of damage to the rifle, or magazines.
This does not happen when there is an EMPTY magazine in the rifle, as the constant pressure of the magazine follower prevents it.
However, it CAN happen with the bolt locked open and a loaded magazine inserted. This would be considered a dangerous thing, because it can happen randomly, without the intent or action by the user.
If you get a little too enthusiastic hammering home a magazine with the bolt locked back, you can pop a round off the top which makes for a jam when you hit the bolt release. This won't happen when you insert a magazine on a closed bolt.
Nor can you "hammer home" a mag too far (overriding and going past the mag catch) with the bolt closed.
Other than as a dramatic turn of phrase to describe rapid insertion, I think "hammering home" is an affectation, rarely, if ever actually needed, and potentially a source of damage to the rifle, or magazines.