Many years ago. My parents take the family camping for a week. I met two other kids while hiking around the location my dad decided to set up camp.
My older sister, younger brother, these two other kids, a big black german shepard and myself go hiking. No particular destination, just following narrow trails.
We came up on a pond. The pond was about 100' in diameter and surrounded by trees. The dog ran over to what turned out to be a dead horse. What we saw was a horse that was partially eaten and had been dragged up to the edge of the pond. Sort of creeping us all out.
The shepard gets our attention... growling while standing at the edge of the pond and looking across it.
Suddenly this huge hairy head starts emerging from the center of the pond.
As this thing rises to waist level, the dog gets cold feet and starts back peddling and whinning. We all freaked out. Took off running down the trail we came from. If I remember correctly, I was screaming like a little girl in unison with my sister.
We are all hysterical and explain to my Dad what we saw.
He says he will go check it out later and does. Dead horse, yes....
great big hairy human-like, water drenched monster with piercing eyes... no.
I kid my sister (lives 1000 miles away) whenever we get together. She saw it,
I saw it and we have never tried to convince anyone what we believe we saw.