In the OP's defense , he did say factory loads only, and added PLEASE. Why did no one respect his question? He also said he was not interested in performance. Why can't he get what he asked for? I thought he was pretty clear as to what he wanted.
I don't know what his needs are , nor does anyone else here. I too like to reload for light loads, but he makes it clear he is not comfortable with that. He knows his capabilities much better than we do. Just answer his original question. Everything else is personal experiences. Cut the guy some slack!