Suing if shot as a bystander

Insurance????

Somewhere in the mix above, somebody comments about letting their Ins co settle whetever claims are made in the wake of their defensive shooting.

My question is WHAT type of ins does everybody carry that would protect you after having to use your CCW'd handgun. Lets assume a justified use of force. I.e. Badguy needed to be shot and you are legal in ALL respects.

Bystander is injured and sues you. What are your protection options??
 
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