I would not have stood and drew my pistol.
I am not a cop and the money is insured
Off topic but actually it isn't insured for theft. The bank takes the loss.
Even the money taken by fraud isn't insured, again they take the loss.
Believe me you don't want to know how much a bank looses a year. That and defaults is why we pay so much in interest in loans.
It is insured by FDIC for say a bank failure do to mismanagement.
That being said, banks tell their employees to give them what they want and let them leave the bank. If they are not in the bank then they believe the danger is gone and thats what is important.
They are allowed to trip an alarm via tray alarm, foot alarm or give them a dye packet, but they are not required to. They are not security or police and are not trained to be. It's a liability to the bank to require them to do it.
Now all that being said, I would only draw if and only if they shot or started shooting at someone, or tried to take money out of my hand that I had already gotten from a teller. That cash isn't the banks to say adiós to, it's MINE an the bank probably wouldn't reimburse me.