I carry the P95 concealed in an IWB off my strong side hip. Very easy to do. Just get a shirt that is a size or two too big, and don't tuck it in. Voila, it disappears.
Beleive it or not, i use an inexpensive nylon holster from Bag Master, I believe. It's very comfortable, and with a baggy shirt my P95 simply dissapears. I got it from my local dealer in Arab, AL for under $20 and have had it for around two years now.