Yes, there was far more to the 1990s than Waco, Ruby Ridge, and Monical Lewinsky.
In total, it really wasn't such a bad decade. Then again, maybe we were just asleep?
But a president is just a part of that equation. There's Congress to consider too, and we had a pretty good one after 1994...for a few years at least.
Still, the groundwork for 9/11, the collapse of Enron, and the Islamification of the Balkans was laid in the 1990s under Clinton.
Artificial barriers placed between our intelligence agencies to hinder their cooperation may have played a role in leaving us open to 9/11. Refusal to use sources that may have questionable moral histories (nice people don't join al Qaeda, but does that mean you shouldn't seek them out as informants?) probably played a role too.
Then there were the non-responses to terrorist attacks that killed Americans in that decade.
And treating such instances as a matter for law enforcement and the courts rather than the business of stealth bombers, carrier battle groups, and armored divisions.
Obama has tacitly endorsed going back to treating terrorism as a law enforcement/courtroom matter. I heard a soundbyte from him where he pointed out that after all, we did arrest and prosecute the original WTC bombers in the 1990s.
To which I can only reply, "Yeah, Obama, after they set their damn bomb off."