I never had a problem BUYING on EBay, the problem comes when SELLING.
If you are selling something they arbitrarily determine to be "High Risk", they wait until after the sale, then PayPal puts a reserve on your account. They're currently holding thousands of my dollars, and it's going to be a fight to get it out of them, or else a looooong wait.
They do this so that they can cover the scams that occur, of which chargebacks are one, but in my case positive feedabck and shipping data confirm the item was received and satisfactory. And I had 100% positive feedback over hundreds of sales. So, no excuse.
Just google EBay PayPal scam and you can even find a link to a genuine EBay forum where there are hundreds of pages discussing this issue.
Yes, I disagree with their politics, and choosing to do business or not with a company is one of the few ways somebody can make a statement these days. Personally, I am done with both of them.
Only problem now is where will I find frog-colored Lazy Ikes???