"I'd have so say that's terrible advice. " [Venom1956]
It's not advice, it's what I would do, what you would do is your business.
I don't like a gun pointed at me, being forced into submission, being used as a human shield, having shots fired at me, being thrown out of a car at high speed.
At my bank there are heavy double doors, you must come thru the first double-door, cross the foyer, open and come thru the 2nd double-door to get into the bank.
I visit the bank during off-hours when there is little traffic, because I don't like lines. There is one, maybe two customers present, oftentimes none. I keep one eye on the doors because you can easily easily see anyone approaching.
By the time the perps are at the second door I'm ready. That's what I do.
Point a gun at me, that is an imminent deadly threat.
You can deduce the rest.