Okay to carry with hammer down on a round?

It's perfectly safe to carry modern revolvers from the major manufacuers like S&W, Ruger, and the like will all cylinders loaded. They all have hammer blocks built in to prevent discharge if the weapon is dropped accidentally. Older revolvers may be an entirely different story. It used to be common to carry both single and double action revolvers with the hammer down on an empty cylinder for just that reason.
 
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