Acrid - with additional research I did find this...
Hand Gun Possession
a. A person under 18 years of age is a juvenile under Federal law and may not possess a handgun or handgun only ammo, §§ 922 (x)(2), (x)(3), & (x)(5), but exceptions exist, see Section C.11.
b. Possess - A person 18 years of age or older may possess a HG (pistol, revolver).
c. Purchase - A person 18 years of age or older may purchase a HG from a non-licensee (not a gun dealer) who resides in the same State as the purchaser.
d. Gift / Loan- A person 18 years of age or older may receive a HG as a gift or loan from a non-licensee who resides in the same State as the recipient.
e. Outside State of Residency - A person may not receive a HG from a non-licensee who resides in another State, except by:
1) Will or intestate succession, § 922 (a)(5)(A) giver, § 922 (a)(3)(A) receiver, or
2) Temporary loan or rental for lawful sporting purposes, § 922 (a)(5)(B), or
3) The non-resident may deliver the HG (see § 1715, HGs non-mailable) to an FFL in the receiver’s State for purchase from the FFL, § 922 (a)(2)(A).
f. It is a felony violation to willfully violate the residency laws: § 922 (a)(5) transferor’s violation, § 922 (a)(3) receiver’s violation, up to 5 years in prison.
http://www.fedcoplaw.com/html/federal_firearms_laws.html
It's a little confusing, but you may be right. ???