I have used the belt clip on my Kel-Tec P32 and have since removed it, choosing instead to rely on pocket carry. The belt clip attaches at the rear-most point of the pistol, so the entire grip rides below the waistband of your pants. This doesn't seem to lend itself to a particularly fast, comfortable, consistent draw. What's more (although this is relatively minor, less likely to become a problem, and not difficult to remedy), if you're particularly active there's not much of anything between the gun and your sweat, which lends itself to rust.