And then 'YOU' back the die out 1/4 turn? I don't.
I didn't read through every reply, but this is usually correct. In fact, I sometimes find I need to turn the die further
IN so that it cams over hard against the shellplate, and takes out every bit of slack.
You have the OAL gauge, you NEED to get the headspace gauge as well. It's a comparator like the OAL- and you use it to compare length to shoulder from your fireformed brass to what's coming out of your die.
Use the comparator to set your shoulder bump to .002. The brass will flex back a bit after sizing- so you'll end with maybe a thou less than that, at about .001.
If it's still hard to chamber, bump it back .003 to start.
There are rare instances where-dependent on the chamber- you can't get enough shoulder bump, and the die will need to be ground. Hornady provides this service if needed and you can't DIY.
Far as neck vs full-length, it's an age old argument with no "right" answer. There are plenty of comp/benchrest champions that FL size every time, all the time as I do with great results. If the brass is minimally sized- correctly- there is no significant loss to case life.
Anyway- get yourself the LNL headspace gauge. You cannot reload correctly without it IMO.