To a degree, flyboy, I sympathize with your point of view. Continuing down the road of "no sweat, the insurance will handle it" can have some very disheartening results. Since the first of the year, I've responded to five robberies/break-ins in the Memphis area. Each time, without fail, the business owners give me the whole spill about they aren't worried since they have insurance. Well, here is the interesting twist. Three of those calls were to the same property. Now, that business owner is begging for police to step up activity in his area because he can't afford another insurance premium increase. He says if that happens he'll be out of business by the year's end.
Being too laissez-faire about being robbed can have the unwanted consequence of emboldening the criminals. To them it becomes a win-win situation. You get replacement product. They get free product. Now, your business is a criminal cash cow.
I'm not advocating ramming robbers with your vehicle, by any means. But you can't expect crime to go down if there isn't some real threat of harm to the criminal. If police are on the scene, sure, that is exactly what they are paid to provide. But, in a fast snatch-and-grab, you have to decide for yourself what is worth it. This man sent a clear message that robbing THIS store will get you run down by a car. At the same time, he put himself at risk of harm, prosecution, or even further violence. But, he took that risk himself, and he'll have to live with any consequences or benefits. When/if it's your call, decide quickly what you can live with.