Exactly and perhaps more than one. Everyone has to make their own measure on this and it's their call. Last week a good friend asked me to recommend a handgun that he could use for hunting Whitetails and maintain as home defense. He had this very concern about storage and condition. I could not tell him what to do but only what I do. He really had a problem when I told him that mine are always loaded. Then he asked me where to store/hide it. My reply was that it was his house and his call. .....The weapon for self-defense is essential. also, if you have a firearm it must be accessible in some form or another.
I might add that I do have Grandkids and I could have a loaded handgun on top of my desk and they will not touch it but instead, call my attention to it.
Now, I said I could but of course, I won't !! ...
Be Safe !!!