You guys save a lot money doing it?
Yes.
And no.
I save money versus buying factory ammo.
But I can't really afford to shoot if I'm buying factory ammo.
So the bottom line is, essentially, that by reloading I get to shoot loads I couldn't otherwise and/or I get to shoot
much more than I could if buying factory ammo.
Some examples:
I have a 7.62x54R hand load (using 215 gr Woodleigh Weldcores) that I bring up quite often, because the retail price for an equivalent load used to run* $115 to $135 per box of 20. I could claim (and have a few times) that my handload is "saving" me $90+ per box. But... it's a bit of a fallacy, because I would never, ever pay that much for an equivalent load if I only shot factory ammo. And you can't "save" money, if you weren't going to spend it in the first place.
But it does let me use an "ultra-premium" hunting load that is "out of reach" otherwise.
*(The only equivalent factory load, from A-Square, was discontinued a few years ago.)
And my wildcats...
I recently traded one off, but still own three rifles chambered for wildcat cartridges. One of them has factory ammo available, but it's about $2.50-$3 per round. The others... purely a "one-off" proposition. If I don't load the ammo, those rifles don't get to eat. But even the $2-3/round factory proposition can be loaded on my bench for $0.18/round (free brass is
plentiful and never a factor for that one).
If I didn't reload, I never could have experienced the pleasure of any of these 'non-standard' cartridges (within my budget).
And, as I like to point out when I comment in these discussions...
The reason for the rifle load examples above, rather than handgun loads, is because that's where I see the most "savings". The margins on common handgun cartridges (and .223 Rem) can be pretty slim, when comparing cheap factory ammo to average handloads. But when you get into larger rifle cartridges, some 'magnum' handgun cartridges, and less popular cartridges, the gap widens quickly. My rifle cartridge handloads typically represent a "savings" of at least $12-20
per box (20) for cheap bullets, and $35-60 per box for 'premium' bullets. And the more uncommon the load, and/or more obscure the cartridge, the greater the difference in cost between factory ammo and handloads.
A couple nights ago, I reloaded 50 rounds of .444 Marlin with 265 gr Hornady FPs. While not an obscure cartridge, by any means, it is still on the less popular side. The equivalent factory load from Hornady would have run me $107.47 with shipping ($2.15 / round). I loaded mine for $0.51 per round, or $25.24 per box (20).
$72.23 "saved" in a single loading session.