It just so happens that the 9/2000 issue of "GUN TESTS" (the closet thing that we have to a 'Consumer Reports' for gun products) arrived last night and they evaluated concealed snubbies. The best gun was the S&W 342PD but it was also the most expensive. After that, came the S&W 442. The 442 ranked above the Taurus 85UL/CH because it could handle all types of ammo while it was recommended to stick with rounds under 130gr for the 85UL/CH. The best gun for the money was a Charter 2000 Undercover and it advised to stay away from the Taurus 85CH (not to be confused with the 85UL/CH). Personally speaking, I only have experience with the 85UL/CH and I am very happy with it. If I wasn't out of town on a business trip right now, the 85UL/CH would be on my hip as I type this. FUD.