Well, I purchased a "like new" used Charter Arms Pathfinder 4" for $305. Not the worlds' most amazing deal, but $60 off what a new one would run at the "average" price.
I figure I'll give this one a go. If it works well, I figure I've gotten a pretty good deal on a good shooters for not much $$. If not, I'll get rid of it and pick up a used Smith 18 (which I may do anyway as I have a soft spot for old pinned S&W wheelguns).