ThisI leave my pistol chambered, always. I only remove the cartridge when I go to the range to shoot some practice rounds.
If I don't have the pistol on me, then I put it in my safe loaded with it chambered. Unless I am going to sleep, then it goes on the night stand next to my bed.
That is also why it is not a bad idea to incorporate a tactile (tactic-tile? ) check of the chamber
My possible SD gun always has one in the chamber. I don't believe that there is any reason to unload and load a gun on a daily basis.