I switch out my guns.
I live in a rural area with fairly low population density. I have lived in the same area since 1974. I am retired. I was a reserve Deputy Sheriff for 15 years, and a Police Chief for another couple years.
Summer: For carry mostly around the house, riding my UTV or ATV in the forrest, etc I carry my 4 inch HB S&W 64 quite a bit. My carry holster is a Lobo Enhanced Pancake. If I might be hard on my leather, I might go to an older Bianchi pancake or 5 BH which I would not mind scratching as much. My normal carry ammo will be 2 shot shells, and 4 semi wadcutters.
For town carry I will normally carry my 638 in a Lobo Model 1 pancake.
Some times I will also carry my 625 in a 3" in a Lobo Model 1 Pancake.
I also carry my 1911 Colt now and again. I have an inside the waist band, and a Rafter S version of an Askens Avenger in Black Shark for it.
Jacket/Coat Weather: If I will be in a situation where I have to remove my cover garment I carry my 638 in a Nemisis in the inside pocket of my jackets, coats, or vests.
Like was said above, I tend to carry my 625, 64, and 1911 more in cooler weather.
I have zero issues changing around my carry guns. I shoot everything mentioned in our defensive pistol matchs plus my 617, MK III, and XDm 40. If we have a busy Saturday Match Day I might only shoot 2 of them. If we have a lite turn out day like we did this month I shot the 64 three times, the 1911 once, and the 638 once. I learned a valuable lesson at this months match. I had only the number of Safariland Comp III loaders required to shoot the match with me on the course. I fumbled a reload on the last stage with my last speed loader. I will have an extra speed loader on me next month.
The good thing about shooting matches is finding out what can go wrong, or needs fixing. Like having a holster that is way to slow do draw from. This is a better place to find out something does not work, or needs tweeked a little than after it hits the fan. A match also provides a place to practice reloading drills. Something you might not do without going to the match.
Bob