As mentioned very early in this post, the best, safest pistol to carry with a round chambered (in my opinion) is the H&K P7. It is decocked until you pick it up and squeeze it. Its almost impossible to do accidentally (unless you are "playing" with the gun, a bad idea with any loaded weapon), but you can't miss doing it on purpose. Super accurate, low recoil, very concealable, excellent gun.
Downside: it costs a few hundred more than most other weapons...but it is worth it.
A short description and picture can be found at http://home.flash.net/~ffi/hecklerpage/p7motion.htm
Downside: it costs a few hundred more than most other weapons...but it is worth it.
A short description and picture can be found at http://home.flash.net/~ffi/hecklerpage/p7motion.htm