Im past the middle age spread part and have just gotten fat, but and im around 5'10 I can conceal a 3" mdl65 in the front of my pants between the zipper and right pocket, the added belly roll and a t-shirt is all that is needed to conceal completly, although sitting for a long time is a pain....for a while I carried a heavily modified detective spl in a kramer pockett holster,,,,,,no one ever noticed any of these carries and I never show em.....Ive used the belly bans and there ok, cept if your fat,.... the only problem I had with the butt pack was the weight of the firearm and ammo would drag the pouch down and I would have to be pulling it up, I resorted to running the strap through some belt loops and that helped, although it could have been a clue to a knowledgeable person that it wasnt my wallet in there, and they can be quick and with good awareness and practice, they miht surprise ya.....Because of girth and short arms, shoulder holsters are out although I can wear then for large revolvers on the chest, but I read years ago about how some folks put a shoulder holster on and covered it with a shirt and either left a button open so they could access or just tore the botton's off if they needed it, of course now there is velcro so that might be an option.........another carry that I have used and liked is an ankle carry--these are slow and have inherent dangers as far as acquiring from a standing position, but while driving there allright.....situation, clothing, type of firearms all make a difference....fubsy.