Is it not compleatly reckless with a external safety gun like a 1911 or a S+W --- I would say no, not compleatly reckless, though again not reccomended as it's not as secure no matter how you stack it
so it's not COMPLETELY reckless, so that makes it OK?
"Yup, Honey, I'm just jamming my .45 into my waistband today without a holster. It's a little reckless and does raise the odds I'll accidentally shoot myself or one of the children, but what the hey ... 2nd amendment all the way!"
Saying it's ok to do something a little reckless is like saying following 3 out of the 4 gun safety rules is sufficient.
Do people carry without a holster? Yes, mostly criminals, but yes.
Do people drive drunk and accidentally kill other people and/or themselves? yes.
As a knowledgeable gun forum promoting responsible gun ownership and trying to train people, we need to all take a stand on crap like this. Because it's really simple:
Carrying without a holster is stupid and should not be done.
Now ... it's not like any of us at some point or the other haven't stuck a gun in our belt for some temporary purpose, like checking out the house; no big deal as for the brief period we're acutely aware of the weapon and where it is and being careful of it.
But planning to do it on a daily basis while doing your normal errands and running to Wal Mart just doesn't make sense.
You can get a functional holster for as little as $15 (though I woudln't recommend it) that will be better than nothing.